@article{2020,title={ A Comparative Analysis About the Development of Insurance inThe Ottoman State and France},abstractNode={Insurance started in a late period compared to western countries in the Islamic society, which is governed by religious and traditional values. Especially as a result of conservative approaches to insurance in the religion of Islam, the fact that insurance is seen as an opposition to the faith of fate rather than preventing risks has been an important obstacle in the development of insurance and insurance. At the same time, international trade is carried out mostly by non-Muslim subjects and foreign traders have made this sector conscious to protect its goods and risks, but this has limited the development of insurance in the traditional Ottoman commercial life. Insurance activities, which emerged as a necessity in the Ottoman Empire with the influence of trade with western countries in the coastal regions, became widespread in the following period with the effect of European lifestyle. Insurance activities, which emerged as a necessity under the influence of trade with western countries in the coastal regions, became widespread under the influence of the European lifestyle developed in the middle of the 19th century. Towards the end of the century, many insurance companies opened branches in the empire and started selling insurance policies in different fields. In addition, as a result of the growing commercial capacity and the expansion of insurance companies' activities, religious views about insurance have been softened with different interpretations over time. Thus, the Ottomans became an important market in the field of insurance for insurance companies. Insurance activities, which started to the Ottoman Empire at a late date, became widespread under the leadership of banks for the development of trade following the establishment of large banks in France. However, as in the case of the Ottoman State, insurance has always been the focus of religious discussions, so it has developed late compared to other European countries. The activities that started with fire and maritime insurance in France have expanded with the sale of policies in life, agriculture and theft insurance. After the Revolution of 1789, the restrictions imposed on insurance due to religious approach in the monarchy period led to the spread of insurance activities with the effect of liberalization in the following period. The activities that started in France primarily in the field of fire and sea insurance have expanded with the sale of policies in agriculture and life insurance. The commercial activities of the two countries led to the expansion of the insurance sector. In addition, the fact that the French were in the leading position in foreign investments in the Ottoman State made an important contribution to the development of the Ottoman insurance sector. The purpose of this article is to examine the development processes of insurance in two countries and to make a comparative analysis.},author={Onur ÇAPAR},year={2020},journal={Turkish Studies - Historical Analysis}}